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Adehyeman Savings and Loans Limited
Ghanaian women entrepreneurs meeting with a loan officer
Women’s Group Loans

Grow your business with the strength of your group.

Adehyeman’s group lending supports women traders and micro-entrepreneurs with practical business credit, regular guidance and a repayment structure built around an organised client group.

Finance closer to your business

Individual progress, supported by a trusted group.

Each applicant is assessed for her own business needs while participating in a group that meets regularly, learns together and stays connected to an Adehyeman loan officer.

Accessible

A community-based journey designed for women whose businesses may not fit traditional lending processes.

Practical

Credit can support stock purchases, tools, working capital and other genuine income-generating needs.

Supportive

Regular meetings create space for repayment follow-up, business guidance and shared encouragement.

Women entrepreneurs sharing practical business knowledge
A clear group journey

From group formation to responsible repayment.

  1. Form or join an eligible groupMembers should know one another and operate legitimate income-generating activities.
  2. Request the service onlineProvide group details and the live-verified Ghana Card details required for each member.
  3. Meet your loan officerAdehyeman explains the product, responsibilities, costs and repayment expectations.
  4. Complete individual assessmentEach member’s business information is reviewed for a credit decision.
  5. Review and accept your offerApproved amount, rate, fees, schedule and total repayment are disclosed before acceptance.
Who it is for

Women building everyday businesses.

The product is intended mainly for women traders and micro-entrepreneurs with an active business or income-generating activity.

  • Market and roadside traders
  • Food processors and vendors
  • Seamstresses, hairdressers and artisans
  • Provision-shop and household-goods sellers
Bring banking closer

Ready to request a group-loan service?

Start secure application →