A community-based journey designed for women whose businesses may not fit traditional lending processes.
Women’s Group Loans
Grow your business with the strength of your group.
Adehyeman’s group lending supports women traders and micro-entrepreneurs with practical business credit, regular guidance and a repayment structure built around an organised client group.
Finance closer to your business
Individual progress, supported by a trusted group.
Each applicant is assessed for her own business needs while participating in a group that meets regularly, learns together and stays connected to an Adehyeman loan officer.
Credit can support stock purchases, tools, working capital and other genuine income-generating needs.
Regular meetings create space for repayment follow-up, business guidance and shared encouragement.
A clear group journey
From group formation to responsible repayment.
- Form or join an eligible groupMembers should know one another and operate legitimate income-generating activities.
- Meet your loan officerAdehyeman explains the product, responsibilities, costs and repayment expectations.
- Complete individual assessmentEach member provides the required identification and business information for a credit decision.
- Review and accept your offerApproved amount, rate, fees, schedule and total repayment are disclosed before acceptance.
- Meet and repay regularlyMembers stay engaged with the group and follow the agreed repayment schedule.
Who it is for
Women building everyday businesses.
The product is intended mainly for women traders and micro-entrepreneurs with an active business or income-generating activity.
- Market and roadside traders
- Food processors and vendors
- Seamstresses, hairdressers and artisans
- Provision-shop and household-goods sellers
- Other eligible women-owned micro-businesses
Bring banking closer
Contact our group-loan team →Invite Adehyeman to meet your group.
Common questions
Is one group loan shared by everybody?
Applications and approved amounts are assessed for individual members. The group provides the organised meeting and support structure. Your loan officer will explain the exact obligations before anyone accepts an offer.
Do all members need to run the same type of business?
Not necessarily. Eligibility depends on Adehyeman’s current group criteria and the assessment of each member’s income-generating activity.
How often are repayments made?
The applicable repayment frequency and schedule will be shown in the individual offer. Ask the loan officer to explain every due date, fee and total repayment amount.
Can an existing women’s association apply?
Yes, an existing group may request an assessment. Adehyeman will review its membership, location, meeting arrangements and member businesses against current eligibility rules.