Personal loans
Flexible credit designed around your income and the goals that matter.
Salaried workers and individualsExplore product →Loading
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Open an accountBegin your application online →Find the right loanExplore finance for life and business →Speak with usGet support on WhatsApp →
BoG
Verify our licence ↗Licensed by the Bank of GhanaA regulated savings and loans institution serving Ghana since 2005.
Save with purpose
Build tomorrow, one decision at a time.
Explore savings options and start your account application online.
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Business support
Plan your next move with confidence.
Talk through your working-capital needs with our team.
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From our social channels
MiSika dey for you.
Discover digital working capital for eligible MTN MoMo merchants.
Explore MiSika →Solutions for every stage
Banking built around real goals.
Save with confidence, access responsible credit and get support from a team that understands Ghanaian households and businesses.
MiSika Merchant Loan
Fast digital working capital for eligible merchants, delivered directly to an MTN MoMo wallet.
Traders, riders and small merchantsExplore product →Women’s Group Loans
Practical credit delivered through organised groups to help women grow income-generating businesses.
Women traders and micro-entrepreneursExplore product →Business banking
Finance that respects how your business works.
From a busy market stall to an established enterprise, our team helps you assess working-capital needs and choose an appropriate path forward.
Clear guidance
Understand requirements, charges and next steps.
Responsible credit
Finance assessed against your needs and repayment capacity.
Local support
Talk to people who understand your operating context.
Transparency centre
Information you should be able to find.
Access formal disclosures, regulatory communications and customer resources without unnecessary barriers.
Reports
Financial statements
Published financial reports and disclosures.
Browse reports →ComplianceRegulatory notices
Current notices and customer information.
View notices →Data protectionPrivacy and security
How we use and protect personal information.
Read our policy →Customer resourcesForms and downloads
Find useful documents and service information.
Browse resources →Protect your account
We will never ask for your PIN or one-time code.
Pause and contact Adehyeman directly if a message, call or social-media account asks for confidential credentials or an advance payment.
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